Dr. Sangamesh Hugar, Assistant Professor in Banking / Finance, Department of Business and Commerce, PSS Central Institute of Vocational Education, NCERT, Bhopal. He has obtained his Doctoral Degree in Finance from Karnatak University, Dharwad. He bagged four gold medals for being topper to the Karnatak University for PG Programme i.e., M.Com. He has more than 5 years of full-time research experience and more than 3 years of full-time teaching experience for post graduate and under graduate students. Before joining to PSSCIVE, he was serving as HOD of PG Department of Studies in Commerce, J G College of Commerce, Hubballi. He has to his credit several numbers of publications in UGC-CARE List journals, Scopus indexed journals, peer reviewed journals, etc. He has participated in several national, international seminars, conferences and workshops.